James Ciesluk – The Credit Blueprint

The Complete A-Z Outline You Need to Get Started on Your Credit Journey.

TAKE A LOOK INSIDE! 👇

Introduction

Welcome to The Credit Blueprint! (0:44)

JOIN THE GROUPCHAT!
Affiliate Program (Get Paid to Refer Friends)

Credit Basics

What is Credit? (2:04)

What Makes your Credit Score? (12:04)
Secured vs Unsecured Credit Cards (4:24)
How to Build Credit for Beginners (3:24)

Understanding Credit

What are Creditors? (0:45)

The Major Credit Bureaus (4:41)
What is LexisNexis? (1:36)
Statement Closing Date vs Payment Due Date (4:53)
Why You Should NEVER Close Accounts! (5:50)
Authorized Users & Tradelines (9:16)
Credit Line Increases (6:53)
FICO 8,9 & 10! (4:37)
Statements Credits vs Cashback vs Reward Points (5:17)

Applying for Credit

Best Beginner Credit Cards (7:14)

Why Relationships Matter? (5:17)
Handling Denials (Reconsideration Line) (4:09)
How to Build Credit Under 18 (6:11)
What is your Starting Credit Score? (1:37)
Shopping Cart Credit Card *Bonus Method* (3:23)
Personal Credit vs Business Credit (3:25)

Credit Tips & Tricks

Credit Utilization Tips & Tricks (12:51)

Increasing Your Score (4:13)
Maintaining a Good Score (7:28)
American Express 3x CLI Trick (2:25)
Synchrony Bank, 3-5x Trick (1:57)
How to Combine Multiple Inquiries (4:23)
Waiving Annual Fees (6:05)

BONUS

How To Remove Hard Inquires (13:22)

Sign Up Bonus – MS Method* (4:47)
Manufactured Spending (10:48)
Credit Laws (4:15)
How to Form an LLC (3:34)
Setting up a Business Bank Account (1:48)
How to Get an EIN for FREE! (5:36)

RESOURCE SECTION

Reconsideration Line #’s List

LLC & EIN Links
Credit Card Funded Bank Accounts List
Purchase Tradelines

The Credit Blueprint